7 Hidden Fees That Ruin Your Happy Retirement

Advisory fees

These are probably the highest fees you could pay, and they depend on your investment. Advisors always talk about tiny fractions of a percent and, for example, 1 percent comprises 100 basis points, and 50 basis points equal 0.5 percent. You need to understand what 1 percent means. So, if your portfolio is valued at $500,000, you’ll have to pay $5,000 annually.

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