Restaurant meals
Americans spend $3,154 a year, on average, on food away from home, according to the Bureau of Labor Statistics. If you slashed that spending in half, you’d save $1,577 annually. If you then invested those savings and earned 5 percent annually, you’d have even more.
After 10 years: $19,085
After 20 years: $43,337
After 35 years: $95,832
