41. New Jersey
$1 million will last: 18 years, 6 months
Rounding out the top 10 is the Garden State. The most densely packed state in the Union, New Jerseyeans pay more than the national average across all categories, but where they really get crushed is housing, with the eighth-highest average cost. Four walls and a roof cost an average of $23,573. At $4,207 per year, utilities in New Jersey aren’t cheap either.
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