4. Michigan
$1 million will last: 25 years
Michiganders can also make $1 million last for 25 years. Healthcare costs just $5,416 a year in Michigan, and at $3,323, utilities are fairly cheap, too. The biggest advantage for retirees, however, is the fact that annual housing costs average just $12,330. In total, the estimated cost of living is $39,974.
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